SoFi Technologies Inc
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About SoFi Technologies Inc
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
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SoFi Technologies, Inc. (SOFI) is a US-based financial technology company that offers a range of digital banking, lending, investing, and insurance services through a mobile-first platform. Founded in 2011 and headquartered in San Francisco, California, the company initially focused on student loan refinancing before expanding into broader consumer finance.
SoFi provides personal loans, mortgages, credit cards, and access to stock and cryptocurrency trading. In 2022, it received approval to operate as a bank through its acquisition of Golden Pacific Bank, allowing it to offer FDIC-insured bank accounts under SoFi Bank, N.A. The platform also includes tools for budgeting, financial planning, and automated investing.
The company markets its services through a unified app experience and offers both individual products and bundled financial solutions. It generates revenue from lending activity, interchange fees, and asset management services.
SoFi Technologies is listed on the NASDAQ stock exchange.
