SoFi Technologies Inc
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About SoFi Technologies Inc
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
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SoFi Technologies, Inc. (SOFI) is a U.S.-based financial technology company that provides a range of digital financial services through its mobile-first platform. Founded in 2011 and headquartered in San Francisco, the company initially focused on student loan refinancing and has since expanded its offerings to include personal loans, mortgages, credit cards, banking, investing, and insurance.
SoFi operates as both a lender and a financial services platform, offering products through its mobile app and website. In 2022, the company received regulatory approval to operate as a bank through its acquisition of Golden Pacific Bank, allowing it to offer FDIC-insured checking and savings accounts under SoFi Bank, N.A. It also provides automated and active investing services, as well as access to IPOs and has announced plans to reintroduce cryptocurrency trading later in 2025.
With a customer base that has grown rapidly in North America, consumer financial services are primarily US-focused; internationally, SoFi’s reach is via its technology platforms (Galileo and Technisys), which serve financial institutions outside the U.S.
SoFi Technologies, Inc. is listed on the NASDAQ stock exchange.
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