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Protection of Client Funds

Are my deposits protected under the deposit insurance esisuisse

Yes, like any bank and any securities firm in Switzerland, Saxo Bank (Switzerland) Ltd. is required to sign the Self-regulation “Agreement between esisuisse and its members”. This means clients’ deposits (according to art. 42c par. 2 Banking Ordinance financial intermediaries are excluded) are protected up to a maximum of CHF 100,000 per client. Common assets in joint accounts will be added up and will be protected up to a total of CHF 100’000. Medium-term notes held in the name of the bearer at the issuing bank are also considered deposits. Depositor protection in Switzerland is provided by esisuisse, and the depositor protection system is explained in detail at

Bankruptcy of Saxo Bank Switzerland Ltd. or third parties:

  1. According to art. 16 and 37 d) Swiss Banking Act (BA) as well as art. 17 FISA (Federal Intermediated Securities Act) values, such as securities or other financial instruments kept in a client’s deposit will be fully segregated in favour of the client in case of bankruptcy of the custodian bank. The same will apply if these values are kept by a third party custodian if it should go bankrupt.
  2. According to art. 40 Financial Institutions Act (FinIA) assets and rights belonging to the investment fund shall be segregated in favour of the investors in the event of the bankruptcy of the fund management company.

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All trading carries risk. Losses can exceed deposits on margin products. You should consider whether you understand how our products work and whether you can afford to take the high risk of losing your money. To help you understand the risks involved we have put together a general Risk Warning series of Key Information Documents (KIDs) highlighting the risks and rewards related to each product. The KIDs can be accessed within the trading platform. Please note that the full prospectus can be obtained free of charge from Saxo Bank (Switzerland) ltd. or the issuer.

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If you contact Saxo Bank (Switzerland) Ltd. or visit this website, you acknowledge and agree that any data that you transmit to Saxo Bank (Switzerland) Ltd., either through this website, by telephone or by any other means of communication (e.g. e-mail), may be collected or recorded and transferred to other Saxo Bank Group companies or third parties in Switzerland or abroad and may be stored or otherwise processed by them or Saxo Bank (Switzerland) Ltd. You release Saxo Bank (Switzerland) Ltd. from its obligations under Swiss banking and securities dealer secrecies and, to the extent permitted by law, data protection laws as well as other laws and obligations to protect privacy. Saxo Bank (Switzerland) Ltd. has implemented appropriate technical and organizational measures to protect data from unauthorized processing and disclosure and applies appropriate safeguards to guarantee adequate protection of such data.

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