Market rates, updated daily
Our interest rates are updated daily using Saxo bid and ask interest rates.
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Make your uninvested cash work for you
VIP* clients can earn interest income on uninvested cash with no lock-in period or upper limit on amount paid. Your funds will remain available to withdraw or invest, while earning interest on a daily basis.
You can use the interactive interest calculator to estimate the total interest received on your uninvested cash depending on deposit amount and currency.
*Availability and terms of deposit interest vary by country of residence.
How much interest could I earn?
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Annual interest on
| Account tier | Interest rate | Annual interest |
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Rates as of x.xx.xxxx
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Amounts outside the calculator’s range use the same interest rate as the boundary amount.
How it works
You earn interest on the uninvested cash in your account in each currency.
If your total balance does not exceed Level A, no interest will be paid.
If your total balance is above Level A, you will receive a variable interest rate, scaled proportionally to the deposit amount. The more you deposit, the higher the interest rate applied to your total balance.
For any portion of your balance above Level B, you will receive the highest interest rate with no upper limit or lock-in period on the deposit.
The actual model used and the value that earns interest depend on your country of residence. Refer to the calculator at the top of the page to estimate the effective interest rate on your balance depending on the total balance and currency.
When you trade margin products, your interest is calculated based on your net free equity (NFE) and account value.
Net free equity (NFE) reflects how much equity you have left to trade after adjusting for positions, P&L, and margin.
You can find the interest applied to your account by logging in and downloading the account interest details report.
- Open the main menu (person icon) and choose Account reports under Account activity and reports.
- Select Download report to open a pop-up window.
- Select account interest details from the drop-down menu and choose your timeframe.
If you have negative net free equity, you pay negative interest based on relevant Saxo rates.
Learn more about negative net free equity.