Your new digital wealth management service, focused on your goals. Start now and win SGD 50,000 toward your goals.

Your portfolio is unique, just like you

Ling dreams of retiring early so she can do what she wants and focus on what matters to her. She wants to put in the hard work now and save, so she can pursue her dreams at age 55 in 2045. She has a long time horizon and wants a portfolio that maximises return in the long run.

Portfolio composition

Ling wants an overweight of equities as this should give her a greater return over time. She chooses the Asian Growth style, which is dominated by Asian equities, as she believes these will grow exponentially over the next 10+ years. Ling will create a portfolio where she can start to draw down in 2045, as she hopes to retire at the age of 55.

Retirement Retirement

Why choose SaxoWealthCare?

Do you want to retire early, buy a house, or both?

Do you want to retire early, buy a house, or both?

With SaxoWealthCare you get guided investing and automated portfolio management tailored to your needs and financial goals.

Your money, invested and protected

Your money, invested and protected

Simply answer a few questions about your financial situation and objectives, your investment preferences and your risk appetite. Based on your answers, we create an investment plan and a portfolio that’s unique to you. Then, as markets move or your goals change, your portfolio gets optimised automatically.

Want to set multiple goals? Done. Don’t want to risk too much? You can add an extra layer of protection to guard part of your money. And if your needs change, you can update your plan anytime.

You pay us less so you can keep more of your returns

SaxoWealthCare gives you personalised wealth management at a fraction of the price of traditional banks and wealth managers, competitive with robo-advisors. What’s more, as an early-bird bonus, until 31 July 2022, you will receive our lowest rate - usually available for investments over SGD 1M – regardless how much you invest. Here’s an overview of the cost based on your level of investment.

Minimum initial investment amount: SGD 3,000

Fees are based on your investment amount.

Investment amountUntil 31/07/22After 31/07/22
First SGD 50,0000.45%0.75%
Next SGD 50,0000.45%0.70%
Next SGD 100,0000.45%0.60%
Next SGD 800,0000.45%0.55%
Above SGD 1,000,0000.45% 0.45%

Depends on the product mix included in your personalised portfolio.

This fee is levied by the fund managers and is included in the market price of the ETFs which make up your portfolio.

Your total costs are only made up of the management fee and product fee, nothing else. 

When you create your investment plan you will also get a detailed overview of expected costs, taking into account your personalised portfolio and an expected average growth of your investments.

More reasons to choose SaxoWealthCare

Responsible investing

The portfolios have a higher ESG (environmental, social and governance) rating than the stock market average.

Extra protection options

Activate your Portfolio Protector feature to safeguard part of your investment in periods of market volatility.

No experience needed

Simply tell us your goals, then we use smart investment automation and the expertise of leading asset managers to do the rest.

No lock-in period

We know even the best plans can change. That’s why you can withdraw funds or update your goals anytime, for free.

Open an account to enter draws for a SGD 50,000 portfolio, plus regular cash prizes 

Sign up online

Apply in minutes, using your Singpass via Myinfo

Build your investment plan

Set your goals, investment preferences and risk profile, then fund your account

Sit back and relax

Let us take care of your portfolio. Just check in when you want and update if needed.

Any questions? 

If you need more information, please see the FAQs below, or request a call back.

This is the plan we create based on your input about financial goals (buying a house in five years, retiring two years early etc.), how much money you want to invest, what type of 'equity style' you'd like to invest in, and how much risk you’re willing to take. We turn all these variables into a plan proposal we make for you. If you approve it, we build the corresponding investment portfolio mix and start investing your money.
The minimum investment amount is SGD 3,000.

There is no minimum investment period; you can withdraw your money or delete your account anytime, for free. However, we create all investment plans with at least a three-year horizon and recommend this as a minimum period for your investment to pay off.
You can adjust your investment plan whenever you want, from your account dashboard. Once you submit your changes you will receive an updated investment proposal for approval. Within three working days of your approval, we will update your portfolio accordingly (if needed).
We use exchange traded funds (ETFs) as investment instruments. In collaboration with reputable asset managers, we have compiled a collection of stocks and bonds ETFs that we can mix and match to suit your investment plan and risk profile.
Because your portfolio is unique, so are your potential returns. When we build your investment plan we use a prognosis tool to show expected returns for various scenarios. Based on these expectations you can approve or decline the investment plan we built for you.
If needed, we can automatically update or rebalance your portfolio every working day. We do this if there are market movements or goal changes that the portfolio needs to be adapted to. 
Saxo Capital Markets manages the portfolio allocation (the division between stocks and bonds ETFs), which is updated automatically on your behalf based on your investment preferences and market movements. The underlying ETFs that your portfolio is made up of are managed by industry leading asset managers.
Yes. In the signup stage you choose which type of account you want to use. The investment process is the same regardless of your account type.
You can set up recurrent deposits through the bank account you want to transfer from, which will then be invested in accordance with your investment plan once your funds have been received and booked to your account.
Saxo Capital Markets is regulated by the Monetary Authority of Singapore. As such all client funds are protected and kept in a segregated client funds account, separate from the company’s own money and assets.
No, you don’t need to open a new account to start an investment plan in SaxoWealthCare. Simply log in to the platform and click 'Portfolio' to get started with SaxoWealthCare.
Visit our Support centre for more FAQs.

Trade on your own with our support

Trade on your own with our support

With Saxo you can have a self-managed account alongside your managed portfolio. Choose from a huge range of instruments across the global markets and put your investment ideas into action with the help of our tools, insights and expertise.


Daily trades



95 Billion+

USD assets under management

20 billion+

USD daily trade volume

Saxo Markets
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Saxo Capital Markets Pte Ltd ('Saxo Markets') is a company authorised and regulated by the Monetary Authority of Singapore (MAS) [Co. Reg. No.: 200601141M ] and is a wholly owned subsidiary of Saxo Bank A/S, headquartered in Denmark. Please refer to our General Business Terms & Risk Warning to consider whether acquiring or continuing to hold financial products is suitable for you, prior to opening an account and investing in a financial product.

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