Grow your wealth effortlessly with a  personalised portfolio

While you enjoy life, SaxoWealthCare manages your investments

Why SaxoWealthCare?

  • Invest in a personalised portfolio

    Your financial needs are unique. Invest in a tailor-made portfolio that combines your life goals and return objectives. Add protection options that meet your comfort level.
  • Get guidance from world-class experts

    Saxo’s Singapore team is here to support you. Rest assured that your portfolio is curated and managed by Saxo, with input from industry leading asset managers.
  • Grow long-term wealth, effortlessly

    Track your wealth 24/7, without compromising on control or wasting time. We curate and manage your portfolio over the long-term. You stay in the driving seat, with no lock-in.
  • Benefit from fair pricing

    We want you to meet your goals. Keep more of your returns with our fairly priced, high-quality investment management service.

Book a wealth consultation with our specialist to find out more.

How SaxoWealthCare works

How SaxoWealthCare works

Answer a few questions to establish your strategy, risk tolerance and investment timeline.

Personalise your portfolio by setting your investment preferences (global-, Asia- or sustainability-focused) and investment goals.

Fund your account and sit back. SaxoWealthCare builds a personalised investment portfolio from 80+ variations, then monitors and manages it for you.

Pursue your passions, reassured that you can adjust, pause, stop or even withdraw your SaxoWealthCare investment at any time, with no penalty.

Minimum initial investment amount: SGD 25,000


Your portfolio is one of a kind, and so are the returns

Your asset management portfolio is highly personalised; no standard performance indicator can show you exactly how it will perform.

However, to give you an idea, we've mapped the 10-year returns for a simplified version of an example asset management portfolio across 5 risk profiles.

Annualised returns (10y) for different risk profiles

Very dynamic +9.8%

Dynamic +8.3%

Moderate +6.9%

Defensive +5.3%

Very defensive +3.8%

Disclaimer: As of 31/05/23. The chart above shows simulated performance of portfolios with preference for sustainable equity style. This is for indicative purpose only and should not be considered as a reliable indicator of future results. Simulated past performance is based on backtested performance of portfolio components prior to the portfolio’s launch in May 22. Before launch, historical returns do not attempt to simulate investment decisions that could have been made before the portfolios was first created and assume the portfolio is rebalanced back to the targeted asset allocation weights on a monthly basis. After the launch all returns shown represent actual investment decisions in the portfolios. All returns are gross of all Saxo service costs including management fee and any transaction costs but net of ETF product cost (the TER).

The more you invest, the lower the price

Earn more with your investments via SaxoWealthCare. You get personalised wealth management from a trusted, licensed financial institution at a fraction of the cost of traditional banks, competitive with digital wealth managers. And through our account plans, you can secure even further benefits related to SaxoWealthCare, interest on accounts and more.

*Assumes an investment of SGD 2,000,000

Your life, enriched: goal-based investing

Whether you are planning to buy a house or preparing for your children’s education, SaxoWealthCare helps you more easily realise these dreams. Want to set multiple goals at once? No problem!

The chart above shows a forecast of your investment’s projected growth and should not be considered a reliable indicator of future results. This projection of general wealth development or the likelihood of achieving your goals shown in this chart is in no way a guarantee of actual results.

For investors who worry about losses, on those rainy days, we have you covered

For investors who worry about losses, on those rainy days, we have you covered

Saxo exclusively offers Portfolio Protector to SaxoWealthCare customers; a smart algorithm that tracks how the market is moving and rebalances your portfolio, when the markets turn down, to reduce the risk profile of your portfolio.

Portfolio Protector is a free feature of SaxoWealthCare and works together with our daily rebalancing of your personal portfolio so you are always kept on track for your goals. Just turn on (or off) Portfolio Protector at any time, it’s set and forget with no lock-in or additional cost.

Get help from our team of experts whenever you need it

Get help from our team of experts whenever you need it

If you're not sure whether SaxoWealthCare is right for you, request a call back and a member of our team will get back to you soon.

Book a wealth consultation with our specialist to find out more.

Start investing today

Sign up online

Apply in minutes, using your Singpass via Myinfo

2. Let us know your preferences

Complete a short questionnaire to establish your goals, risk tolerance and investment timeline.

3. Fund your account and start investing

Let our SaxoWealthCare experts build and manage your personalised investment portfolio. Just check in when you want and update if needed.

More about SaxoWealthCare

Your SaxoWealthCare portfolio is unique to you, based on a dynamic asset allocation that is built on your personal financial goals, time horizon, risk tolerance, and investment preferences. SaxoWealthCare portfolios are managed and rebalanced to maximise the likelihood of reaching your life goals, hence no two plans are the same, as we all have different goals. SaxoSelect managed portfolios, on the other hand, are based on a selection of fixed asset allocation portfolios built on an investment idea or theme. SaxoSelect is about turning investment ideas into strong long-term returns. 

With SaxoWealthCare we partner with asset managers to construct the portfolios for you. What is unique to SaxoWealthCare is that your customised portfolio is monitored, reviewed and – if needed – even rebalanced daily. SaxoSelect portfolios are also constructed with input from some of the world’s best asset managers, but they are usually rebalanced once a quarter to adapt to market conditions, based on the asset manager’s research. Unlike SaxoWealthCare, SaxoSelect portfolios don’t take into account your life goals, such as specific dates of life events when you plan to make withdrawals.

SaxoWealthCare also provides the human touch, with your portfolio professionally managed by experts, and support from highly-experienced experts in Singapore.
Because your portfolio is unique, so are your potential returns. When we build your investment plan we use a prognosis tool to show expected returns for various scenarios. Based on these expectations you can approve or decline the investment plan we built for you.
The minimum investment amount is SGD 25,000.

There is no minimum investment period; you can withdraw your money or close your account anytime, for free. However, we create all investment plans with at least a three-year horizon and recommend this as a minimum period for your investment to pay off.
The fees you pay for SaxoWealthCare depend on your investment amount and the product mix in your portfolio. Here’s a detailed breakdown of the costs (exclusive of GST) included:
Swipe left or right for more
Investment amountAnnual fee
First SGD 50,0000.75%
Next SGD 50,0000.70%
Next SGD 100,0000.60%
Next SGD 800,0000.55%
Above SGD 1,000,0000.45%

A product fee (est. 0.17% - 0.45% per year), levied by the fund managers, is already included in the market price of the ETFs which make up your portfolio.

Robo-advisors don’t typically tailor a portfolio to achieving your goals. Instead they simply direct your money into one of a few standard portfolios, based on your risk profile and investment timeframe. If they consider your investing goal - for example, your intention to buy a property - that goal may only feature as a drawdown in the plan but has no impact on how you are invested or how you should manage risk when markets are bumpy. 

With SaxoWealthCare, by contrast, we create a unique portfolio just for you, which optimises the likelihood of achieving your investment goals, regardless what they are, or how many you have. You are able to prioritise your goals – from critical to aspirational – and to update your plan over time whenever and however you wish, and SaxoWealthCare will update your portfolio automatically, always optimising toward achieving your goals. SaxoWealthCare will also tell you whether your goals look feasible, or whether you need to take action. 

SaxoWealthCare is different from robo-advisers in how your portfolio is managed, from allocation and management to monitoring and protection. Your customised SaxoWealthCare portfolio is monitored, reviewed and rebalanced, daily if necessary, and at least monthly or quarterly, based on trade signals from some of the world’s largest portfolio managers.

Saxo also offers you Portfolio Protector, a feature that offers active protection by reallocating from riskier to more stable assets when markets are volatile. This is done automatically on your behalf and Portfolio Protector has no additional cost and can be switched on and off at any time – no lock in.

SaxoWealthCare also provides the human touch, with your portfolio professionally managed by experts, and support from highly-experienced experts in Singapore. This type of tailored service has only previously been available through private banking and professional wealth management services, which typically involve high costs and long-term lock-in periods, and they still do not monitor or rebalance your portfolio daily. SaxoWealthCare is the first digital wealth management service to provide this level of service online, allowing clients to turn their plans into their reality.
This is the plan we create based on your input about financial goals (buying a house in five years, retiring two years early etc.), how much money you want to invest, what type of 'equity style' you'd like to invest in, and how much risk you’re willing to take. We turn all these variables into a plan proposal we make for you. If you approve it, we build the corresponding investment portfolio mix and start investing your money.
You can adjust your investment plan whenever you want, from your account dashboard. Once you submit your changes you will receive an updated investment proposal for approval. Within three working days of your approval, we will update your portfolio accordingly (if needed).
We use exchange traded funds (ETFs) as investment instruments. In collaboration with reputable asset managers, we have compiled a collection of stocks and bonds ETFs that we can mix and match to suit your investment plan and risk profile.
If needed, we can automatically update or rebalance your portfolio every working day. We do this if there are market movements or goal changes that the portfolio needs to be adapted to. 
Saxo manages the portfolio allocation (the division between stocks and bonds ETFs), which is updated automatically on your behalf based on your investment preferences and market movements. The underlying ETFs that your portfolio is made up of are managed by industry leading asset managers.
Yes. When opening an account you choose which type of account you want. The investment process is the same regardless of your account type.
You can set up recurrent deposits through the bank account you want to transfer from, which will then be invested in accordance with your investment plan once your funds have been received and booked to your account.
Saxo is regulated by the Monetary Authority of Singapore. As such all client funds are protected and kept in a segregated client funds account, separate from the company’s own money and assets.
No, you don’t need to open a new account to start an investment plan in SaxoWealthCare. Simply log in to the platform and click 'Portfolio' to get started with SaxoWealthCare.
For more information, please visit our support centre.

Top up your managed portfolio with your own trade ideas

Top up your managed portfolio with your own trade ideas

With Saxo you can have a self-managed account alongside your managed portfolio. Choose from a huge range of instruments across the global markets and put your investment ideas into action with the help of our tools, insights and expertise.


Daily trades



100+ bn

USD client assets

17+ bn

USD daily trade volume

Saxo Markets
88 Market Street
CapitaSpring #31-01
Singapore 048948

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