All about investing

Annual returns are influenced by factors such as the market and the composition of the portfolio. On our platform, you can view historical data for securities and indices, but past performance is not a guarantee of future ones. Financial instruments can both rise and fall in value, and there is a risk that you will not get the money invested. Savings are affected by inflation, taxation, exchange rates, and fees, which are not included in the calculation example. Funds and ETFs have costs that affect returns—see costs for each investment on the platform before investing. The calculation example illustrates potential growth through regular savings, but it does not constitute advice and is a simplification of reality. A historical return of, say, 6% in the stock market is no guarantee for the future. The graph shows a simplified growth of returns over time and does not take into account that investments typically experience both good and bad periods.