Earn up to 3.56%* interest on your account

Saxo pays interest on most accounts. With no lock-in period or upper limit on your Account Value receiving interest, your rate tracks the market rate.

The interest rates above will go into effect as of 1 April 2023. To see current interest rates click here.

*Interest rates are indicative only and are subject to change in line with market conditions.

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How much interest could I earn?

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Annual interest on

Account Tier	Annual Interest	Interest Rate

Rates as of x.xx.xxxx [The prices above are indicative and will vary according to the country of residency. A full overview of exact pricing is available through the platform trade tickets.]

Market rates, updated daily
Our interest rates are updated daily based on market conditions.
Interest on different currencies
Deposit in USD or other currencies – interest on uninvested cash will be calculated based on market conditions for each currency.
Get higher rates with larger deposits
If the size of your deposit increases, you will earn higher interest. Your interest rate is decided by the market rate and your deposit amount.
No lock-in period
Unlike with many bank deposit accounts, your funds earn interest with no lock-in whatsover.

How it works

You earn interest on the uninvested cash on your account in each currency.

If your total balance is below USD 10,000, no interest will be paid.

If your total balance is above USD 10,000, you will receive a variable interest rate, scaled proportionally with the deposit amount. The more you deposit, the higher the interest rate applied to your total balance.

For balance amounts above USD 100,000, you will earn the highest rate on your account balance with no upper limit or lock-in period on the deposit.

Refer to the calculator at the top of the page to estimate the effective interest rate on your balance depending on total balance and currency.

Please note that when you trade margin products, your interest is calculated based on your Net Free Equity (NFE) and Account Value which you can read more from the FAQ on the right.

The investment tools you need

With your Saxo account, you take control over your investment no matter where and when. With our selection of award-winning platforms, you can easily invest in thousands of investment products from different devices. Get inspired in SaxoInvestor, execute your next great trade with SaxoTraderGO or build sophisticated strategies using several screens on SaxoTraderPRO—it all depends on how you want to invest.